Checkpoint Loans And Jewelry locally owned and operated has been proudly serving the Pierce County including Lakewood, Tacoma, Puyallup, Ft Lewis, McChord, Dupont and more for over 2 years. We are located just off the I-5 Freeway. We have built our customer base through hard work and determination, something which has allowed us to become the company we are today. We take great pride in providing you with top level service and promise complete satisfaction when choosing us for all of your pawn shop needs.
Loans on Most Anything of Value:
If you don't pay for a loan on time, don't be surprised to see your property for sale because it is now the pawnbroker's property. You may be able to negotiate a good price to buy it back, but the pawnbroker is under no obligation to hold it for you. If you have already defaulted on the loan, the pawnbroker has to assume you are no longer interested in the item.
In most states the customer has up to 90 days to come back and pick up their personal property by paying for the amount of the loan plus any interest and fees. The interest and fees are different in each state. A general rule of thumb would be $20 per hundred for loans. For tiny loans (like $5.00) the fees could be as much as the loan. The labor involved in a $5.00 transaction for the pawnbroker is as much work as a $200.00 loan. The national average for loans is between $40 and $50.
Every transaction requires proper identification and in most cities the pawnshops are required to report daily to the local police department the serial numbers and descriptions of every item pawned or purchased. This makes the neighborhood pawnshop a poor choice for burglars as a place to sell their stolen items. The few stolen items taken in by pawnbrokers are often noted by the police and can eventually be returned to the rightful owner. Since pawnbrokers require identification it is not hard for the police to track down the burglar. Many of the stolen items turn out to be adult children stealing tools or jewelry from their parents or roommates borrowing against a guitar that doesn't belong to them. The percentage of stolen items is less than 1 percent.
Most pawnshop users are honest, hard working middle class folks who are just trying to get through until the next payday.
Our company has developed highly customer service- oriented practices. We are dedicated to providing you with the right solutions for all your pawn shop needs. This ensures that anyone who calls or visits Checkpoint Loans And Jewelry will be 100% satisfied.
If you have any questions or comments about our company, please contact us. We look forward to serving you.
Checkpoint Loans And Jewelry
Loans On Most Anything of Value